OUR BLOG
Heading Down On Interest Rates?
On 6 June 2024, the European Central Bank (ECB) became the first major central bank (the big three being the US, UK and European) to announce an interest rate cut in the current cycle. This marked the ECB’s first cut since September 2019, when its main rate was...
Introducing Fin, Our Work Experience Student
Recently, I joined EBCam to experience a week of work alongside the team, to help me grasp an understanding of how they provide favourable financial services. The EBCam team have shown me situations they face on a day-to-day basis by allowing me to involve myself in...
Check your State Pension Forecast
A useful new web tool has emerged, a little late in the game, in a joint effort from two government departments. In early 2023, HMRC and the Department for Work and Pensions (DWP) found they were unable to cope with the volume generated by a 5 April cut-off date that...
Krakow, Poland
Some of the EBCam team recently attended a business trip in Krakow, Poland. Krakow is a beautiful city with a wealth of history and the largest Medieval square in Europe. After the meetings and business planning we all had some time to explore and there was a wide...
New tax year – new opportunities
The new tax year which started on 6 April brings a range of changes that could affect your financial planning. Many allowances and tax bands have been frozen once again, with the personal allowance, basic-rate tax band, higher-rate tax band and additional rate...
Retirement Living Standards
Each year since 2019, the Pensions and Lifetime Savings Association (PLSA) has set about answering the question of how much retirement costs for couples and single retirees. It considers three different Retirement Living Standards, which are summarised as: Minimum:...