Salary Sacrifice Changes in the Autumn Budget 2025

Salary Sacrifice Changes in the Autumn Budget 2025

In her Autumn Budget delivered on 26th November 2025  the Chancellor, Rachel Reeves announced that from 6 April 2029, the amount that an employee may contribute to a pension through salary sacrifice without paying national insurance contributions (NICs) will be capped...
The State Pension Age (SPA) Is Under Review Again

The State Pension Age (SPA) Is Under Review Again

The State pension age (SPA) is under review again and later life planning continues to be very important. The current situation is: – SPA is 66 for men and women. – It will gradually rise to 67 over two years from next April. – At least ten years’...
The Proposed Pension Schemes Bill

The Proposed Pension Schemes Bill

A new Pensions Schemes Bill has been introduced, which could affect your existing pensions arrangements. The latest Bill heralds some far-ranging reforms: 1. Consolidation The government wants to see a major shrinkage in the number of defined contribution (DC) funds...
Who Is Making Your Pension Investment Decisions?

Who Is Making Your Pension Investment Decisions?

The Government is taking an increasing interest in where pension funds are investing – or not investing. Government finances are in a tight. Financial constraints were also squeezed under the previous government, which led the Chancellor’s predecessor, Jeremy Hunt, to...
Welcome to Jaskirat

Welcome to Jaskirat

We are delighted to announce that Jaskirat has joined the team at EBCam as an Employee Benefit Administrator. Jaskirat brings over six years of experience across the financial services, insurance, and employee benefits sectors. For the past two years, she has...